How can undocumented immigrants get health insurance?

Undocumented immigrants in the United States are not eligible for health insurance through the Affordable Care Act (ACA). However, there are some options available for those who need coverage. One option is to purchase a private health insurance policy. This can be done through the Health Insurance Marketplace or directly from an insurance company. It … Read more

Adverse selection and the individual health insurance market

When it comes to health insurance, the concept of adverse selection is important to understand. This occurs when people who are more likely to need health care services are more likely to purchase health insurance. As a result, insurers are forced to raise premiums to cover the increased costs associated with insuring this higher-risk population. … Read more

How long does an employer have to provide health insurance after termination?

If you’re wondering how long your employer has to provide health insurance after you’ve been terminated, the answer is usually 14 days. However, this may vary depending on your company’s policy and your state’s laws. In some cases, your employer may be required to continue providing health insurance for up to 18 months after termination. … Read more